I have been trying really hard to use what I have on hand in my card making. I can't say I haven't spent any money on my addiction, but I can say it has been significantly less. For this card I used some ribbon that I got in a secret sister swap over a year ago, the alligator is from a Close to my Heart set I purchased well over a year ago, and never used. I used my cuttlebug tiny mosaic EF on the green paper. I have a beach set of stamps I have never used, and that is next on my list, but it looks like I will have to buy a lt. blue and a lt. brown stamp pad to make the card I want. Drats!